Simple Ledger · Quick Start
1. Track a transaction
- iPhone / iPad: tap the ＋ button at the bottom right, enter an amount, pick Expense / Income / Deposit, choose a category, and save.
- Mac: click Add Transaction in the toolbar or press ⌘N, fill in the inspector on the right, and press Return to save and keep going.
If you keep more than one ledger, you choose which one to write to on the entry screen.
2. See today
Home shows today’s spending, income and net, your last 30 days, and today’s transactions. On the Mac you can also choose which cards appear and how large each one is.
3. Review your transactions
Transactions switches between Week / Month / Year at the top and lists every entry by day. Search filters as you type, and you can narrow by category, account, amount, tag, payment method and date.
4. Look at the analysis
Insights shows trends, the share of each category, and a daily net heat map — tap any day to jump back to that day’s transactions.
5. Make a plan
Plans is where you set budgets, record recurring expenses and installments, and set savings goals.
What’s included
Free
- Tracking: expenses, income and deposits, across multiple ledgers
- Transactions: week / month / year / custom ranges, search and multi-dimension filters
- Insights: trends, categories, daily net heat map, per-ledger breakdown
- Plans: category budgets, recurring expenses, installments, debts, savings, purchase plans, achievements
- Accounts and net worth, category and tag management
- Data export (full JSON backup)
Pro
- Unlimited transactions and iCloud sync
- Export to CSV / Excel
- Investment portfolio and zero-based budgeting
- Anomaly detection, personalized savings tips, AI spending advisor
- Reminders for budgets, recurring expenses, installments, savings, debts and daily tracking
Pro is a one-time purchase, not a subscription. Pay once and everything above is unlocked for good — no renewals, no further charges. Upgrade under Settings → Subscription, and use Restore Purchases on your other devices or after reinstalling.
Want the full picture? Read the user guide.